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On the lookout for Houston, TX whole life insurance for kids? Look no further than Best Life Insurance Houston Agency! We are the life insurance company that provides life insurance policies you can rely on.
We firmly believe that life insurance doesn’t have to benefit your family only when you’ve passed away. Our company offers a wide variety of excellent life insurance that generates cash savings and death benefits you and your family can enjoy while you’re still alive.
Best Life Insurance Houston Agency has over 15 years of collective experience in life insurance. We can offer excellent, high-quality Houston, TX whole life insurance for kids, as well as term life insurance, guaranteed issue, and so much more. We proudly serve our local communities in Houston, TX, so don’t hesitate to call us today or drop by our office location to learn more about our insurance services.
Get Excellent Houston, TX Whole Life Insurance For Kids
While it’s a bit of a morbid topic, life insurance is an important consideration for any parent. If something were to happen to you, your family would need to financially survive. This is where life insurance comes in.
A life insurance policy will provide your family with the financial support they need in the future. This way, you can cover expenses like mortgage payments, college tuition, and everyday living costs.
If you’re looking for whole life insurance for your kids in Houston, TX, you’ve come to the right place. Here at Best Life Insurance Houston Agency, we can provide affordable coverage for children of all ages.
Not just adults are eligible to receive life insurance. In fact, life insurance can help provide financial security for children and teens. Consider these child life insurance facts:
- Children under age 18 can receive whole life insurance if their parents purchase enough policy years to cover them. Child-only life insurance policies cover dependents under age 18 and those who are the insured’s dependent on their life insurance application.
- Children under age 21 can also receive whole life insurance. Child-only life insurance policies cover dependents under age 21, who are the insured’s dependent on their life insurance application.
Why Get Whole Life Insurance?
Whole life insurance provides lifelong protection and builds cash value that you can withdraw, invest, or borrow against. Unlike term life insurance, whole life insurance is a type of permanent life insurance and provides lifelong permanent coverage. As long as you continue to pay your premiums, your beneficiaries, which may include your children or other dependents, will receive death benefits when you die.
The cash value of whole life insurance grows depending on a rate predetermined by your insurance agency when you sign up for the policy. Other factors that determine your rate include your age, gender, current state of health, the location of your residency, and the number of payments you put into your death benefit. Not only that, but you can pull the total value of your paid premiums tax-free!
Because it is meant to cover your whole life, whole life insurance for kids costs more than term life insurance. But the benefits are great, and we at Best Life Insurance Houston can help you plan how your cash savings will accumulate over time.
Consider Our Other Options
Best Life Insurance Houston Agency also offers different types of life insurance plans that may suit your needs. For a less risky permanent life insurance plan, you can consider indexed universal life insurance, which also gives you a higher cash build-up and significant tax advantage. Unlike whole life insurance for kids, however, there is no fixed interest rate.
For families of older children and teens, choosing a term life insurance plan may be the wiser, less expensive option. It is a short-term policy and generally provides coverage for 10, 20, or 30 years. A ten-year plan would be ideal for families with teens that attend college.
For those who get their health care through their work, employee life insurance may be a good option as well. First, it can provide financial security for your family in the event of your death. Second, it can help pay for final expenses, such as funeral expenses and outstanding debts.
Thirdly, it can give your loved ones peace of mind knowing that they are safe financially if something happens to you. Employee life insurance is a valuable benefit that can provide peace of mind and financial security for your loved ones in the event of your death.
Of course, there are other aspects of this that you should consider as well. The annual cost of an employee life insurance policy is based on your age, the amount of coverage you need, and the type of coverage you select.
Call Best Life Insurance Houston Agency Today!
If you’re a young family with kids to care for, then getting whole life insurance for kids is ideal to provide financial support for them should anything happen to you. Whole life insurance is great for when you wish to protect your family’s assets in the event of your death, or if you have a mortgage and want to make sure it is paid off in the event of your death.
No matter what your financial situation may be, this is a financial decision that should not be taken lightly. Whole life insurance for kids can help you financially in the future, and it can give you peace of mind knowing that they’re covered.
When it comes to finding the best life insurance policy to fit your needs, the experts at Best Life Insurance Houston Agency are here to help. We can help you find a whole life insurance policy that meets your needs and budget, and we’ll work with you to make sure you’re getting the coverage you need.
We have over a decade’s worth of experience in life insurance, so call today! You can trust us to provide the Houston, TX whole life insurance for kids you can rely on.
Fun Facts About Houston, TX:
- Several of Houston’s sports teams have won national championships.
- Houston was founded in 1836 by the Allen brothers.
- Residents in Houston eat out more often than residents in any other U.S. city.