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Are you in search of Houston TX the best life insurance? Well, look no further because you came to the right place. Best Life Insurance Houston has just what you need and more.
We provide life insurance for you and your business. You don’t have to worry about if your family members will be fine after the inevitable occurs. You can also give your company the protection it needs.
See just what you could be missing out on at Best Life Insurance Houston. We offer a multitude of policies which you can choose from. The perfect plan is just waiting for you.
Houston TX The Best Life Insurance
We here at Best Life Insurance want to make certain that you get just the help that you need. Deciding which of our policies can be a bit challenging since there are so many of them. But we will show you just what each of them can do so that you can get be at ease.
There isn’t just one type of Houston life insurance. We offer personal life insurance so that your family won’t have to take on any debts that you may have. But we also provide business life insurance for your company. Your employees can feel protected and understand that you care for their well-being.
Personal Life Insurance
With all of the things that are going on today, you need personal life insurance. Tomorrow is never promised, and you want to ensure that your family is protected when you eventually pass on. This may be a difficult topic to discuss, but it is for the betterment of your family.
You can’t expect what comes out of life, but we can help you and your family before anything unexpected occurs. You don’t have to worry if your family will be provided for and protected when you are gone. We have many types of life insurance to choose from. These will give your family the best type of coverage.
Whole life insurance is our most common life insurance policy. This is permanent life insurance coverage for the remainder of your life. This policy also offers tax-free deductions and, if you choose to sell, cash rewards.
Your beneficiaries will receive your death benefits. The cash-build will also be in addition to the benefits. There is also a similar policy that can potentially earn you a higher cash build-up.
Our insurance options include this policy, and it is called index universal insurance. With this insurance policy, there is a level of risk involved. The cash build-up isn’t on a fixed interest rate like with whole life insurance. Because of this, it fluctuates over time and is more difficult to predict than the former.
But other than that aspect, index universal insurance is pretty similar to whole life insurance. It also provides permanent coverage. But, we have another option if you want a less costly plan.
Our term life insurance is the more affordable insurance policy to choose. This is a great way to protect your family on your own terms. We have options that go up to a certain period of time.
The ten-year option is for those with teens, are terminally ill, and have short-term loans. The fifteen-year option is more suitable for those with kids in middle school and nearing retirement. The thirty-year option is for young families that recently became homeowners. So, you get the gist of things.
Business Life Insurance
Business life insurance may sound a bit odd at first. It doesn’t just protect employees; we offer a wide selection of plans. Standard jobs may offer insurance benefits, but they don’t offer life insurance.
We want to protect your business, as well as your employees. Everyone can feel at ease, and your employees can understand that you care about their well-being. We provide protection over your company’s legacy in case you experience any losses.
Employee life insurance is exactly what it sounds like. We provide protection for your team members but also your business. Our goal is to prevent any legal battles that you may face and secure your finances. Your employees will be able to sign up for life insurance through your company as well.
We offer a basic term plan that’ll give your employees enough coverage for final life costs. The supplemental life term that you can choose provides any additional coverage at no extra cost. The dependent life term is to provide coverage for your employees’ children.
Buy/sell agreement is just the thing to keep your company intact. This is for you if you want to make sure your company will be left in good hands. Having an important member of your team passing isn’t expected, but you can prepare for it with this policy.
Our entity purchase agreements will pass your market shares to your heir. The cross-purchase agreement will ensure that your heir receives death benefit payments and stock in your company. The hybrid or mixed buy/sell agreement is a way to insure owners.
And lastly, our keyman insurance policy. This is another great way to provide protection over your company in case a higher-up has an untimely passing. There are many people within a company that can be pivotal to the process. Everyone from the president all the way down to a team member that brings in a lot of customers.
Some companies spiral downward when a key person in a company passes away, but we ensure this will not happen for you. Covering those expenses can be too much at times. But with either our term keyman or permanent keyman plan, you won’t have to deal with it like other companies.
Go ahead and give us a call. We can give you feedback and help you choose which plan is suitable for you. Houston TX the best life insurance is open every weekday from 9 AM to 5 PM.
Houston TX Fun Facts
- Has a population of over 2 million.
- Founded in 1836.
- 665 square miles.
- For more info on Houston.