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It may be difficult looking for just the right Houston TX senior life insurance company. There are so many factors that go into this process. But, with Best Life Insurance Houston Agency, our team will guide you to the right services.
With our help, you won’t need to deal with those overpriced services of other life insurance companies. All of that just to get a service that you didn’t want. But our team will get you set up effortlessly; all you have to do is fill out this form.
You can also just learn of our services below. We offer personal and business life insurance. So, find the right senior life insurance plan for you today.
Houston TX Senior Life Insurance Company
You may be wondering why you need life insurance. You may think that it is all pointless at the end of the day, and it serves no purpose to you. But this is incorrect.
Discussing your life expectancy can also be very difficult, but it is needed. On any given day, an unforeseen instance can prevent you from seeing tomorrow. In case that inevitable day arrives sooner than expected, ensure your family and business are protected.
There are many reasons why you should get one, if not both, of our two types of life insurance. Best Life Insurance Houston Agency has many policies that you can choose from. Our team will guide you to the perfect plan for you.
So, want to know what our plans are? Want to know why our company is the best Houston TX Senior Life Insurance Company around? Well, keep reading on. We have exactly what you need.
Personal Life Insurance
With our insurance agency, you can make certain that your family’s future is protected. We have many insurance options that will give your family the best type of coverage. But let’s go over our personal life insurance first.
The whole life insurance is the most common personal life insurance policy we provide. This offers tax-free deductions and permanent life insurance coverage. With this service, you will be able to receive cash rewards. Your beneficiaries will also receive your death benefits, in addition to the cash-build benefits.
The next policy we offer, index universal insurance, is similar to the previous. The difference is, this one may earn you a higher cash build-up. However, there is a level of risk involved. There is a risk because the cash build-up isn’t on a fixed interest rate like with our whole life insurance service.
Because of this, the rate fluctuates over time, thus making it difficult to predict. Index universal insurance has a lot of similar perks that our whole life insurance policy has, such as permanent life coverage. But if neither of these seems like it’s for you, we have another option.
If you want a more inexpensive plan, the term life insurance is perfect for you. This more affordable insurance policy protects your family on your own terms. We have a few options to choose from based on your conditions, age, current lifestyle, and so on.
We have a ten-year option for the terminally ill, those with teenagers, and those with short-term loans. The fifteen-year option is great if you have middle-schoolers and are nearing retirement. This is also a suitable option if you are looking for life insurance for seniors. And lastly, the thirty-year option is for young families that are adjusting to the homeowner lifestyle.
Business Life Insurance
We also provide business life insurance, in case you are wondering. This service doesn’t just protect your employees; it protects your business through and through. Your standard job may only offer basic insurance “benefits”, but they don’t offer life insurance. But with us, you can protect your business and your employees.
Our employee life insurance policy is what it sounds like; this provides protection for your team members and business. This service will prevent any legal battles, and we will secure your finances. Your employees will also be able to sign up for life insurance through your company and have enough coverage for final expenses. They can even can opt-in for the dependent life term, providing coverage for their children.
A buy/sell agreement will ensure your company remains intact through an unexpected passing. Your company will be in good, capable hands with this policy.
This happens through your market shares being passed down due to our entity purchase agreement. Or the cross-purchase agreement can ensure your heir will receive death benefit payments and stock in the company. Also, the hybrid or mixed buy/sell agreement will provide insurance for owners.
Lastly, our keyman insurance policy is another way to protect your company in case a higher-up has an untimely passing. There are so many key cogs moving in your company to ensure everything stays afloat. Even the people on the lower end still serve a pivotal role for your company.
Your company doesn’t need to sink and suffer because of an unexpected death. With our help, you will be able to cover those expenses and grow from that experience. Our term keyman or permanent keyman plan will leave you ready to keep the business booming.
Call Best Life Insurance Agency Today
So, what are you waiting for? You have all the knowledge you need on the services that we provide. Call or email our team, and we can schedule an appointment as soon as possible. We will even give you a free quote.
Our team of highly experienced experts will get you started immediately. We have over a decade worth of time providing these insurance policies. Choose Best Life Insurance Houston Agency as the Houston TX senior life insurance company you’ve been looking for.
Houston TX Fun Facts
- We have a population of over 2 million.
- Houston was founded in 1836.
- We have approximately 665 square miles.
- For more information on Houston.