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If you’re searching for Houston TX premium term life insurance you’ve found it in Best Life Insurance Houston! Here at Best Life Insurance Houston, we are the premier insurance in all of the nation. We specialize in all things term life insurance and have many plans that fit any needs you may have.
We are standing by, ready to give you the most affordable term life insurance rates in all the industry. Thinking about death and if we were to pass away suddenly is something that scares a lot of people. However, the folks at Best Life Insurance Houston are here to put tour fears to rest.
We have trained professionals in every one of our departments to assist you and be sensitive to your specific situations. Here, we believe in treating customers like family and giving them the respect and dignity they deserve.
We do not want to take advantage of our customers and offer a subpar service. Above all, pushing anything on you is something we never do here at Best Life. Instead, our highly trained team of professionals will guide you through this process and help you find a plan that is tailored for you.
Never Too Early For Houston TX Premium Term Life Insurance.
Of course, thinking about one’s early demise can be a frightening prospect. But, what can be just as terrifying, can be leaving your loved ones under a tremendous financial burden that cripples any hope they have for financial freedom.
We think about these things at Best Life Insurance Houston. It isn’t just about money here, but we want to uplift the community and help prevent some of the hardships that come with the sudden loss of a family member.
Furthermore, we are in this business to help with financial security for families that are dealing with hardships that seem unbearable. We can give you a little peace of mind, knowing you can have a bit more financial freedom. Putting the kids through school, paying for a new car, buying a new house shouldn’t have to be put on hold.
Thinking about getting on a plan should start as soon as a person is financially able to pay for one. From a daredevil that jumps out of planes to a persona that minimizes all risks in life, accidents happen. We never know when our time is up, so preparing for this possible future is what we help you with here.
Permanent Vs. Term Life Insurance.
There are many different types of life insurance. From whole to universal, to simplified and group life insurance, these options can be daunting for someone thinking about looking into coverage. We are here to help you navigate the complex nature of life insurance and put your mind at ease!
Although there are other kinds, usually, when we are discussing life insurance, it comes down to two options; Houston TX premium term life insurance versus permanent life insurance.
Whole Life Insurance. This kind of plan is for the people that want coverage that will last for the entirety of their life span. It usually is vastly more expensive than other life insurance options but guarantees that you will never outlive the policy. Also, these kinds of plans are great because whether you pass away immediately or 60 years from now, your family will receive a death benefit.
Term Life Insurance. Term life insurance is an excellent option for any person looking into life insurance. We highly recommend this type of plan to all of our potential customers. Not only are the rates for term life insurance way lower than then permanent life insurance, but the premiums are too.
Also, if you were to outlive the plan, some premiums could be paid back to you. So, it’s like a reward for just living!
Which Term Life Insurance Plan Is Best For You?
10 Year Plan. This can be great if you need something that isn’t too long and covers you during a situation where you think you are at risk of something dangerous happening to you. If you have a late-stage illness or have a significant short-term loan, this could be your best option. This kind of coverage would ensure your family wasn’t left with the burden of your death and financial hardship.
15 Year Plan. Our 15-year plan is a great middle-of-the-road plan. It is not too short and not too long and perfect for someone in almost any situation. We highly recommend this plan for people nearing retirement and small business owners that looks to sell their company within 15 years.
30 Year Plan. The thirty-year plan is basically a permanent plan disguised as a term life plan. This kind of coverage is excellent for people expecting a new child. It covers the new parents all the way until the child reaches adulthood, so if the breadwinner were to pass away, the surviving parent would be in a good place financially.
Short Term Plan. A short-term plan is excellent for someone who works a dangerous job or pays back a costly short-term loan. This type of coverage can also give you the confidence if you have older teens, that your spouse won’t be left with the financial burden of taking care of them by themselves.
Call Us Today To Find The Best Coverage For You!
Give us a call or swing by our office if you have any questions. Also, if you need a different type of insurance policy, we have many other options. Business life, Annuity & 401K, advanced funeral arrangements are just a few options we have available for you. We also offer free quotes and can help direct you to which plan if you need help figuring this insurance thing out.
Above all, Best Life Insurance Houston is here to offer you Houston TX premium term life insurance; call now!
Houston Fun Facts:
- The population of Houston is well over 2.3 million inhabitants.
- The Houston Comets won the first four WNBA championships from 1997-2000.
- President John F. Kennedy gave his famous “Moon Speech” on September 12, 1962, at Rice University in Houston.