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Have you been searching for a Houston TX life insurance agency? Well, Best Life Insurance Houston is exactly what the name says it is; the best. We have every insurance policy that you could possibly need, and we will help you decide what fits you best.
Life insurance isn’t really taught, so there are a lot of our benefits that most don’t know of. If you are hesitant about getting life insurance, don’t be. You shouldn’t want to leave your family with your debt and deal with your affairs. With our life insurance, those worries can dissipate, and your family can be rewarded instead.
With our help, you will be able to give your loved ones a better financial future. Not to mention your retirement will actually be a legitimate retirement, unlike so many others. You will be able to live a carefree life with your loved ones and show them that love.
So, read on to learn more about what policies we offer. You can decide what is suitable for you. Or you can contact our customer service to provide you with just the thing you need.
Houston TX Life Insurance Agency
Best Life Insurance Houston offers many policies, as you now know. We want to ensure that you have a full understanding of what you are signing up for. Other insurance agencies may be less likely to do this, but we truly want the best for our clients.
Let’s discuss all of the policies that we offer to see which one is best for you. We have many personal life insurance plans that will protect your family’s future. We also provide the best business life insurance plans to protect your company.
Personal Life Insurance Plans
There is so much going on nowadays that makes us realize how important living is. Tomorrow is never promised for all of us. But those that do make it to the next day need to be provided for and protected. This is where our Houston TX life insurance agency comes in.
Many people are suffering because they don’t have the things we take advantage of today. Things like food, water, and shelter. With our insurance plans, this will no longer be a worry for your family when the inevitable occurs.
We offer term life insurance so that you can protect your loved ones on your own terms. You can choose between a ten, fifteen, or a thirty-year specific period of protection. And it’s all at an affordable price; you don’t have to break the bank.
The ten-year plan is the most ideal for those short-term loans, families with teens, and the terminally ill. Our fifteen-year plan matches up well with families with middle-school kids, those approaching their retirement, and small businesses owners. And lastly, our thirty-year plan is great for new homeowners and young families.
With our index universal insurance plan, you can get permanent coverage that will build cash as time passes. This plan can potentially earn you a higher cash-build-up. But this option does come at a risk.
The reason for this is because there is no fixed interest rate. This can fluctuate over time, so there will not be a way to predict the future payment accurately. If you don’t want to take the risk, then the following will be perfect for you.
The whole life insurance is also a permanent coverage that offers cash rewards over time. But there is no risk involved. This is because this plan has a fixed interest rate.
We can accurately predict your payment outcome. This may not increase drastically, but there are no fluctuations, and it stays regulated. But remember, if you withdraw money from this policy, then your cash value will be reduced.
Business Life Insurance Plans
Our plans don’t end there. We also provide a wide range of business life insurance. Jobs might offer insurance benefits, but many don’t offer life insurance.
Best Life Insurance Houston offers life insurance for employees to put them at ease. Our insurance provides buy/sell agreements so your company’s legacy can be carried on to someone else after an owner’s passing. We also offer a plan to protect your company in case you experience any losses.
Employee life insurance is a way to protect your business and employees at the same time. We help prevent legal battles that you may face and help you feel secure financially. This will also be convenient for employees. They can sign up for life insurance through the job instead of going through the hassle of doing it elsewhere.
We offer three different terms to decide from, all at an affordable price. Our basic term policy will give your employees enough coverage for final life costs. The supplemental life term will provide additional coverage at no extra cost to you. And lastly, the dependent life term is to provide coverage for employees’ children.
Our buy/sell agreement is the perfect way to keep your company up and running. You have to face the uncomfortable conversation of when a pivotal piece of your company passes away. The owner or one of the co-founders need that added assurance to know their company is in safe hands, regardless of the outcome.
We offer entity purchase agreements, which is a way to have your market shares passed on to your heir. Our cross-purchase agreement ensures that your stock is passed on to your heir while also receiving the death benefit payments. The hybrid agreement is a way to insure some owners.
With our keyman insurance, you can protect your business from any losses it may go through if a higher-up passes. The key team member gets a term or full life insurance. There will also be a payout.
Call Us Today
All of that is to say; our life insurance company is waiting for your call. Our team has whatever policy you may be looking for. We have plans and policies at an affordable price, and we want to make sure you leave with your family all accounted for.
Best Life Insurance Houston is open every weekday from 9 AM to 5 PM. So, no more hesitations and get your family some protection. Our Houston TX life insurance agency has your family and employees covered for life.
Houston, TX Fun Facts
- Has a population of over 2 million.
- Founded in 1836.
- 665 square miles.
- For more info on Houston.