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Houston, TX instant life insurance is just around the corner when you go to Best Life Insurance Houston Agency. Our life insurance company offers life insurance options that can get you the best coverage for the price. We can give you the peace of mind you need with our extensive life insurance coverage. We offer excellent instant life insurance plans, as well as all kinds of business and personal life insurance plans.
It’s never pleasant to think about the future but life, as we know, can be unbearably cruel. For unexpected illnesses, injuries, and accidents, it’s best to be prepared. That way, your family can be protected from financial jeopardy due to sky-high medical bills, out-of-pocket expenses, and even funeral and final expenses.
That’s where we come in. Best Life Insurance Houston Agency believes that life insurance shouldn’t only benefit you when you’re gone. You should get benefits from it in the here-and-now as well. We offer many insurance plans, some of which can amass savings during the policyholder’s life.
In short, we offer many types of life insurance plans such as term life insurance and permanent life insurance such as whole life insurance, and index universal life insurance. Moreover, if you’re a business owner who wishes to provide benefits to your loyal employees, we offer business life insurance as well.
For financial support to your loved ones when you’re gone to cash savings and death benefits, our life insurance plans are guaranteed to get you more bang for your buck. We are the life insurance agency that can provide you with stellar services you’ll never regret in the years to come.
So what are you waiting for? Call us or by our Houston, TX office for a life insurance quote today. Our agents have over 15 years in the life insurance business. They would be thrilled to answer any questions regarding life insurance and our Houston, TX instant life insurance policies.
Incredible Houston, TX Instant Life Insurance
At Best Life Insurance Houston Agency, we offer different types of coverages for all kinds of people. Everyone’s health and financial situation is different, and so will their instant life insurance plan.
We offer personal life insurance such as term life insurance, which is temporary life insurance. Moreover, we offer permanent life insurance plans such as whole life insurance and index universal insurance. Read more to find the instant life insurance plan right for you.
We are proud to serve our Houston, TX communities, offering peace, security, and freedom through excellent instant life insurance plans.
Permanent Life Insurance
For permanent life insurance that lasts you a lifetime, whole life insurance can be a good way to go. A big advantage to this insurance is that you amass cash savings and death benefits over time. Moreover, these cash savings can be withdrawn, borrowed against, or invested while you’re still alive. You can even pull the total value of your paid premiums tax-free!
These cash savings amassed is based on the rate predetermined by the insurance company when you sign up for the policy. Other factors include your age, gender, and current state of health, as well as the location of your residency and the number of payments you put into your death benefits. Moreover, beneficiaries are guaranteed to receive death benefits.
In addition, we also offer another type of permanent life insurance, universal life insurance. This insurance works much like whole life, with a higher cash build-up and significant tax advantages. However, universal life insurance is considered to be safer than whole life insurance. Unlike whole life insurance, it has no fixed interest rate.
Temporary Life Insurance
Permanent life insurance plans, however, are very expensive. with generally higher premiums, especially if you are considered to be of average health. Moreover, a permanent life insurance plan may not be the best option for most families. If so, you may consider a temporary life insurance plan instead.
Temporary life insurance provides a fixed amount of coverage for a specific period of time. Once the term ends, you can either renew the policy or select another entirely. Temporary life insurance is much more affordable than whole life polices. It is interest-free and provides excellent coverage, with lower premium payments overall than permanent insurance.
We have three types of plans: A ten-year plan, a 15-year plan, and a 30-year plan. A ten-year plan is great for people with short-term loans and families with older children and teens. If you or your loved one are terminally or chronically ill, then this plan is ideal.
A 15-year plan, on the other hand, can greatly benefit families with middle school children, as well as those approaching retirement. Small business owners with tons of expenses and responsibilities, hoping to grow their business over time, would be ideal for a 15-year plan.
Finally, a 30-year plan would benefit young families with small children, as well as new homeowners with mortgage payments. Those with long-term loans can also benefit; that way, if they pass on, their families would not be burdened by the financial cost of paying these loans.
No matter what your situation, Best Life Insurance Houston Agency can help. We have over 15 years’ worth of experience in the life insurance business and can provide a life insurance policy that is right for you and your family.
Houston, TX instant life insurance quotes are fast, and personalized with Best Life Insurance Houston Agency.
Call Us Today!
Life can be beyond cruel, so it behooves you to be prepared for the worst. When you get life insurance policy from Best Life Insurance Houston Agency, you can be assured you are getting a high-quality plan that can protect your family members in the years to come. No matter what your financial or health situation, we can help you get the most out of your insurance.
Don’t wait until you’re facing your very own emergency. Contact Best Life Insurance Houston Agency today. For Houston, TX instant life insurance you can rely on, you won’t regret choosing Best Life Insurance Houston Agency.
Fun Facts About Houston, TX:
- It is the fourth most populous city in the U.S.
- Residents in Houston eat out more than any other city in the U.S.
- It was founded in 1836 by the Allen brothers.