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If you’re an employer looking for Houston, TX employee life insurance, look no further than Best Life Insurance Houston Agency! Best Life Insurance Houston has over 15 years of collective experience in the life insurance business and can get you the employee life insurance you can rely on to protect your employees’ finances and your business.
Best Life Insurance Houston Agency offers a wide variety of business life insurance plans. No matter what type of business you run, any business owner can benefit from buying employee life insurance for his or her employees. In addition, we provide personal life insurance of all types, including term life insurance and permanent life insurance.
Our main business hours are from 9 AM to 5 PM on Mondays through Fridays and by appointment on Saturday, so don’t hesitate to call us today or drop by our Houston, TX office location. We’ll gladly help you make the most out of your life insurance policy.
Discover Fantastic Houston, TX Employee Life Insurance
Best Life Insurance Houston Agency is an insurance agency that strives to help our clients get life insurance coverage they can rely on. We have plenty of different policies here that you can get, so you should pick whatever policy fits your needs.
We have plenty of different life insurance policies here that you can take advantage of. For instance, there are policies such as personal life insurance, business life insurance, retirement plans, and much more. You can learn more about the other policies that we have on our website today.
Above all, we want to help you make the most of the insurance policies that you select. In other words, we want you to have insurance that actually benefits you while you are alive, instead of after you have passed on. To get specific, we want you to have life insurance, not death insurance.
In addition, our insurance agents can teach you everything that you need to know about your current insurance policy. This way, you can take advantage of the benefits that your insurance policy offers you. For more information about Houston, TX employee life insurance, eligible employee benefits programs, evidence of insurability, annual salary, benefits plans, and more, then call us today.
What Is Employee Life Insurance?
There are lots of good reasons to offer employee life insurance to your employees. It might seem like a risky idea, but there are lots of good things that can come out of this. For instance, it can protect you legally in the event of an employee’s accidental death or injury.
Moreover, the employees themselves will feel financially secure. It can also act as a great incentive for prospective employees to join your company. Plus, there is the convenience of signing up for life insurance through a company rather than handle the paperwork yourself. Also, getting employee life insurance through a company oftentimes turns out to be much more affordable than if an employee purchases it singly.
There are also other types of employee life insurance. There is basic term policy, dependent life policy, and supplemental life policy. You can select which type you want based on your needs and the needs of your business.
Basic term policy is life insurance for only a specific length of time, covering employees’ final life costs. The employer can either pay the total price of the plan or have the employees pay a portion.
Next, dependent life policy covers the cost of childcare and domestic patterns for your employees. An advantage to this is that the employees pay for this premium at no additional cost to the employer. The same is true for supplemental life policy, which is any additional coverage your employees wish to pay for.
Employee life insurance also includes accidental death and dismemberment (ADD) policies, both at the basic term, supplement, and dependent life level. This plan provides coverage for on-the-job accidents or incidents that seriously injure an employee. There is also a policy that helps cover any accidental deaths or injuries while traveling on business.
If you would like to know more about the various coverage levels that employee life insurance can get you, then you can call us today.
Discover Other Insurance Options
Best Life Insurance Houston Agency also offers other types of business insurance, such as keyman insurance. If you have a key employee that contributes so much to the company that their absence can seriously be affected by the loss, then getting this type of insurance will be hugely beneficial.
A key person is usually someone like an executive, founder, or president, as well as small business owners. However, other employees tied to the company’s marketing, brand, and reputation count, as well as an employee that brings in the majority of business.
Personal Life Insurance
For personal life insurance, we offer both term life insurance and permanent life insurance such as whole life and universal insurance. Term life insurance lasts only for a set period of time. It is not for the rest of your life, like with permanent life insurance. After all, permanent life insurance is quite expensive, so term life insurance is a much better option that is cheaper.
Because of this, term life insurance is much more popular with young families. When your term is complete, you can just select another term plan if you would like. There are also different kinds of policies for term life insurance that you can get. For example, there are ten year plans, thirty year plans, fifteen year plans, and more.
Whole life insurance is a type of permanent life insurance. This means that whole life insurance can cover the policy holder for their entire lives. In addition, whole life insurance also comes with death benefits. This is something that term life insurance cannot do.
Something else that makes whole life insurance stand out is that it accumulates money that you can save. In fact, you can even access these savings while you are alive. However, you should act with caution. If you use up all of the savings, then you won’t have death benefits left over for your family when you pass on.
Call Us Today For Excellent Employee Life Insurance
No matter what your business is, Best Life Insurance Houston Agency can get you employee life insurance you can count on. Not only will your employees feel safe and secure while on business with your company, but you will feel protected from lawsuits against your company should your employees get injured or suffer accidents while on the job.
So what are you waiting for? Call Best Life Insurance Houston Agency today! You can trust us as the company that can provide you with great Houston, TX employee life insurance.
Fun Facts About Houston, TX:
- It was established in 1836.
- It is the fourth most populous city in the U.S.
- Several of Houston’s sports teams have won national championships, including the Houston Astros.