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Are you looking for a Houston TX affordable life insurance for seniors? Everywhere you look for the perfect life insurance for you, it just seems like they are all expensive. Then to top it off, the policies they offer are bare and not as beneficial as you would think.
Luckily for you, here at Best Life Insurance Houston Agency, we have inexpensive options and policies for whatever you need. If you need typical life insurance, we got it. If you need to protect your business, we will do it.
We aren’t called the best for nothing. Our exemplary work for the past decade has ensured that our customers get the help they need. In fact, our work has exceeded expectations. So choose the best to receive our hospitality.
Houston TX Affordable Life Insurance For Seniors
A lot of people don’t know why they should seek life insurance. It may come off as pointless to some, but in actuality, it is the opposite. Life insurance, whether it be for yourself or for your business, is essential.
Discussing life expectancy and the inevitable day that your time comes can be difficult. But you need to take that step in order to look out for your family’s future. We do not know what will happen tomorrow; it doesn’t matter how much we plan. Life is unexpected, and an unforeseen instance can prevent you from seeing the next day.
If this day arrives sooner than expected, your family and business will remain protected regardless. So, why exactly is life insurance so important? Well, check out our services below to see all of the benefits your family and business will receive.
Best Life Insurance Houston Agency has many policies that you can choose from. Our team will guide you to the perfect plan for you. You can finally get the Houston TX Affordable Life Insurance For Seniors you have been searching for.
Personal Life Insurance
Our life insurance company will make sure that your family’s future is protected. We have many types of life insurance that we provide. But let’s show you what our personal life insurance offers first.
The whole life insurance is the general life insurance policy that we provide. This offers tax-free deductions and permanent life insurance coverage. This service builds cash rewards over a period of time for your beneficiary. Our insurance agents will ensure your beneficiaries receive your death benefits, along with the cash-build benefits.
The following policy we offer, index universal insurance, is similar to our whole life insurance policy. The stark difference is that this policy may earn you a higher cash build-up. But, with high reward comes a higher risk. This is due to the fixed interest rate.
This causes the rate to fluctuate over time, which makes it difficult to predict. Index universal insurance has a lot of similar perks that our whole life insurance policy has, like the permanent life coverage. But if you want a more affordable option, then we have it.
The term life insurance is perfect for you if you are in seek of a more inexpensive plan. You can protect your family on your own terms with this affordable insurance policy. The options below that you can choose from are based on your age, condition, current lifestyle, and much more.
The 10 years option we offer is for the terminally ill, those with teenagers, and those with short-term loans. The 15 years choice is a wonderful option for those with middle-schoolers and those nearing retirement. This is possibly the most suitable option if you are a senior in need of life insurance. And lastly, the choice of 30 years is for the young families adjusting to being a homeowner.
Business Life Insurance
Our business life insurance is also highly important for those with a small business. This service protects your employees, you can tell by the name, but it also protects your business. Your standard job may only offer basic insurance “benefits”, but they don’t offer life insurance. But, with our team of professionals, you can protect your business and your employees.
The employee life insurance policy that we offer provides protection for your team members and your business. This service will prevent any legal issues your company may face, and secure your finances. And your employees will thank you for the provided life insurance you are offering them.
They can sign up for life insurance and have the sufficient coverage amount for final expenses. They can even can opt-in for the dependent life term. This provides coverage for your employees’ children.
The buy/sell agreement that we also provide is a way to ensure that your company remains intact through an unexpected passing. This happens through your market shares being passed down due to our entity purchase agreement. The cross-purchase agreement is another way to make sure your heir receive death benefit payments and stock in the company. Also, the hybrid or mixed buy/sell agreement will provide insurance for owners.
The last business life insurance policy we provide is called keyman insurance. This policy will protect your company in case a key team member passes away unexpectedly. Ensure your company stays afloat with this service. Normally, when a pivotal member of your business passes away, the business goes bankrupt.
This can include normal workers that play a large role in your company. Your company doesn’t need to suffer because of something no one could predict. Our assistance will make sure those expenses are covered and continue to grow.
Call Best Life Insurance Agency Today
So, call and get a free quote from our team today. We can schedule an appointment for you to get the help you need as soon as possible. Best Life Insurance Houston Agency has the Houston TX Affordable Life Insurance For Seniors you need.
Houston TX Fun Facts
- We have a population of over 2 million.
- Houston was founded in 1836.
- We have approximately 665 square miles.
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