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High-quality Houston, TX group term life insurance is closer than you think. Best Life Insurance Houston Agency can get you the group term life insurance you need to safeguard your finances, protect your employees, and prepare for the future.
Best Life Insurance Houston Agency has over 15 years’ worth of experience in life insurance and can get you a policy that is right for you. We firmly believe that life insurance doesn’t have to benefit you when you’re gone; you can start enjoying the benefits of life insurance in the here and now.
We serve the greater Houston area by providing excellent life insurance and customer service. So don’t hesitate to call us today or drop by our location for more information on us and our life insurance services.
Trust Best Life Insurance Houston Agency For Houston, TX Group Term Life Insurance
Best Life Insurance Houston Agency is a life insurance agency that wants to help you get the life insurance that you need today. This way, you can choose what type of life insurance works best for you and for your needs.
We have many different types of insurance policies here that you can choose from. For example, we have insurance policies such as business life insurance, personal life insurance, retirement plans, keyman insurance, and much more. You can learn more about our other insurance policies on our website.
Here our goal is to make sure that you can get life insurance that benefits you. By this, we mean that we want to get you life insurance, not death insurance. This just means that you should get life insurance that actually benefits you while you are alive, instead of just insurance that only helps when you have passed on.
Our insurance agents are ready to educate you on everything that you need to know about your policy. This way, you can become fully aware of all the benefits that you have available to you.
Our main business hours are from 9 AM to 5 PM on Mondays through Fridays. However, if you need to contact us at another time, then you don’t have to worry. You can just make an appointment with us on Saturday. This way, you can get the help you need.
No matter your situation, Best Life Insurance Houston can get you excellent Houston, TX group term life insurance you can rely on. For more information on benefit packages, tax deductions, concierge services, term life plan, monthly rates, group rates, and more, then call us today.
Group Term Life Insurance
While it may seem risky, there are lots of reasons as to why you should offer your employees group term life insurance. For one thing, employee life insurance can protect you from liability in accidental death cases, preventing lengthy and costly legal battles.
For another, employees themselves will feel more financially secure, which provides a powerful incentive for prospective employees to join your company. Instead of having to sign up for life insurance themselves, they can sign up through their company instead.
Best Life Insurance Houston Agency provides multiple types of group life insurance plans. You can pick what life insurance plans you want based on what works for you. We offer basic term life policy coverage, dependent life coverage, and supplemental coverage.
With basic term policy, your employees will receive enough funds for final life costs. You can either pay the total price of the plan or have your employees pay a portion. With a basic accidental death and dismemberment plan, these financial costs will be covered, and payment would be around 10% of the employee’s annual income.
Other plans include dependent life policy, which cover childcare costs and domestic patterns. Here, however, the employee pays for additional premiums with no additional cost to employer. Finally, supplemental group life insurance provides additional coverage to employees should they wish for it, again at no additional cost to the employer.
In addition, group term life insurance also comes with business travel policy, which covers costs for accidental death or injury that occurs while the employee is traveling. That way, you can be protected from high liability costs should your employee get injured while on the job.
Other Insurance Options
Interested in other insurance options? Best Life Insurance Houston Agency also provides term life insurance, which is good for people and for families who cannot afford permanent life insurance. Term life insurance only lasts for a fixed term of years, which makes it much cheaper than permanent life insurance.
There are ten year plans, fifteen year plans, thirty year plans, and more. This way, your family can stay protected even if something happens to the policyholder.
In contrast to term life insurance, whole life insurance is a type of permanent life insurance. Unlike term life insurance, it also offers you death benefits and cash savings. In fact, you can even access these savings during your lifetime! You can even use these savings for different things like investing.
However, you should act carefully. After all, if you use up all of your savings, then you won’t have any death benefits left. Also, keep in mind that because it provides coverage for your whole life, whole life insurance is much more expensive than term life insurance.
Contact Us For Excellent Group Term Life Insurance
Best Life Insurance Houston Agency is an insurance company that can get you the group term life insurance you need. We’ll help you ensure your employees are financially supported and you protected from liability. With our fantastic group term life insurance plans, you need never worry about an unexpected tragedy befalling your employee or company and getting sued unto oblivion.
So what are you waiting for? Call Best Life Insurance Houston Agency today or drop by our office location! For Houston, TX group term life insurance for all your business needs, you can trust us at Best Life Insurance Houston Agency to help you out.
Fun Facts About Houston, TX:
- “Houston” was the first word heard on the moon.
- It was named after Sam Houston.
- It was established in 1836.